Paul Torchia
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Office: 717-843-5511

48 E Market St Ste 3
York, PA 17401-1613

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Dividend Announcement

Northwestern Mutual recently announced a dividend payout for 2010 of more than 4.7 billion dollars - the second largest in our company history - for clients who own life, annuity, DI and long-term care policies.

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Consistency Counts Scorecard

As in golf, the low score wins the game. Find out how Northwestern Mutual’s performance ranks relative to the competition. In times like these, it’s nice to know that Northwestern Mutual isn’t just strong — it’s consistently strong.

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Consistency Counts

Strength on its own can be impressive. When consistency is added, that’s when it becomes real. At Northwestern Mutual, we’ve been able to deliver real strength for over 150 years. Put our strength to work for you.

Strength that works.

Northwestern Mutual receives "best possible ratings"

The four major ratings agencies, Standard & Poor’s, A.M. Best, Moody’s, and Fitch, have each confirmed the company’s insurance financial strength ratings. We take great pride, especially in these economic times, in providing our clients the consistent financial strength that has been our signature for over 150 years.

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Managing Your Money In A Downturn

Northwestern Mutual was recently featured in The New York Times Wealth Matters column, "Never Mind Your 401(k). How’s Your Insurance?" about the importance of managing risk in the current economic environment, and strategies that the wealthy use to manage not only their money but their overall well-being. Northwestern Mutual Executive Vice President Greg Oberland comments about how people should be rethinking and managing their insurance needs in a downturn. Read the article (PDF).

Hard work, discipline, and sound financial planning transform aspirations into reality.  Regardless of where you may be on the road to success, professional guidance can help you achieve your goals towards financial security and continued growth.

Whether you are seeking to preserve the full value of the success you have already achieved or you are just beginning to grow your assets over the long term, my team and I can help you create a personal plan to address the goals and circumstances specific to your business and your family.

A good financial plan seeks to align your actions with your intentions to help you achieve your goals for tomorrow.  It should take into account a broad range of areas, including retirement planning, education funding, estate planning, investment planning, and asset allocation to make sure your investment portfolio is designed to match your circumstances.  We will help you gain a clear understanding of how the interrelationships of these areas can be best leveraged to help you confront evolving economic issues.

Regardless of the complexity of financial issues you face, no time is better than the present to get started. The sooner you can plan ahead, the better the outlook for a financially secure future.  Contact my office today so that we may set up a brief introductory meeting.  Please be assured that all conversations are completely confidential and are held at no obligation or cost to you. 


Before you agree to receive financial planning services, please see complete information and disclosures in the NMIS Financial Planning Brochure (also called the ADV brochure) and review the terms of the NMIS Planning Engagement Agreement.  These may be obtained from M. Paul Torchia.

My Mission

My mission as a financial advisor is to help you align your current financial picture with your future financial goals by performing a comprehensive financial analysis. My team and I will help you understand the complexity of issues faced by successful individuals like you and the importance of having a sound financial plan in place.

Before you agree to receive financial planning services, please see complete information and disclosures in the NMIS Financial Planning Brochure (also called the ADV brochure) and review the terms of the NMIS Planning Engagement Agreement. These may be obtained from M. Paul Torchia.